
A Smarter Way To Build: Design-Build Payment Options For St. Louis Area Homeowners
Transparent Pricing. Straight Answers. Custom
Homes Without The Guesswork.
Building a custom home in St. Charles and St. Louis Counties is one of life’s biggest investments – and the last thing you need is guesswork when it comes time to pay for it. At BECC Builders, we keep the process transparent from day one.
With us, you get clear numbers and straight talk. Our owner, Brian, has done this job long enough to know that every homeowner has unique needs. Some want a hands-off build. Others want to see every detail and dollar.
Whatever your comfort level, we have a payment option that’s designed to keep you in control. When you’re building your dream home, you should know exactly where your money is going and feel good about every dollar that gets you closer to move-in day.
Pay Your Way – Design-Build Payment Options For Your St. Louis Area Home
Every homeowner’s custom home building journey looks a little bit different – and your payment plan should reflect that. That’s why we offer these three flexible ways to move forward…
Traditional Builder-Financed Model
This is the classic option that many homeowners take. You’ll put down a 10–15% deposit, and Brian will handle the construction loan. When your new custom home is complete, you purchase it directly from him. It’s simple and to the point, allowing you to focus on what matters most – watching your vision come to life.
Cost-Plus Model
For homeowners who want total transparency, this option lays everything out on the table. You’ll see every bid, every invoice, every cost – and pay those plus a set management fee. You hold the construction loan, and Brian manages every moving piece so you stay informed and confident throughout the build.
Consulting Fee Model
Want to be more hands-on with your custom home build? With this model, you take on the construction loan and pay subcontractors directly. And Brian acts as your project consultant, overseeing quality, scheduling, and design to ensure everything stays on track. It’s a team effort that puts you in the driver’s seat with professional guidance every step of the way.
Bring Your Dream Home To Life Work With BECC Builders For Your Next Project
Whether you’re planning a brand-new custom home, expanding your space with a thoughtful addition, or reimagining your interiors and outdoor living areas, BECC Builders is here to make it happen. With hands-on leadership, premium materials, and craftsmanship that never cuts corners, we deliver homes built to inspire and endure in St. Charles and St. Louis Counties.






